Buying Property? Four Essential Considerations

Buying a new home can be one of the most exciting and rewarding times in your life –  especially for a first time homebuyer. However, finding single family homes for sale can be a stressful experience if you are not properly prepared. Vero Beach Houses for SaleBelow we will discuss some tips that you should keep in mind when looking for homes for sale in your area.

 1. Run The Numbers

It is important that you run the numbers for your potential purchase. You should know exactly how much money you have to invest into your next home. It is important that you do not let the investment purchase cause you financial stress in the long run. Before making the commitment to purchase the home, put together a financial plan that will help ensure that you can cover all of the financial costs associated with the purchase including; mortgage, insurance, maintenance, etc.

2. Live Within Your Means

It can be extremely exciting purchasing a new home , and it can feel as though you are starting new. You may make goals to “grow into” your new house, but you should never purchase a house that you cannot afford. It is important that you only consider purchasing houses that are within your budget. In general, the experts say that your house should cost no more than 2 and 1/2 your annual salary.

However, it is important to factor in other things such as; a second income, current debts, future debts, monthly expenses, etc. By not factoring in these variables, you may end up purchasing a house that you cannot afford. It is critical to factor these in before making your purchasing decision.

3. Down Payment

You should have at least 20% free cash for a down payment on your house ready. Most lenders will want to see around a 20% down payment on a new home purchase. If this is too rich for your current situation, there are lenders and public agencies that will provide lower payment mortgages through various banks and mortgage companies. However, it should be noted that if you cannot afford a 20% down payment, you may want to reconsider purchasing a home.

4. Location

The location is going to be one of the biggest factors to consider when purchasing a single family homes for sale. It is important to really consider the location and determine whether or not is it right for your current and future situation. Can you see yourself living in the location for the next five to ten years? If the answer to this question is not “yes,” then you may want to reconsider purchasing a single family home. Think about where you want to be, and where you are planning on being for the near to long term future. This should help you decide whether or not the location is suitable for your situation.

Finally, when you are making your final decision on a single family home purchase, it is important to get a good real estate agent to work for you. They will be able to guide you the right way according to your specific needs and will understand the local market.  We know and understand the Vero Beach and Sebastian areas, call and I’ll be your guide.



In today’s market, selling your home can be quite challenging, especially if you require a quick sale. There are a variety of factors that need to be considered in how to sell your home fast. Typically, the most common problems that require selling a home today are the loss of a job, a job transfer, or significant health care bills. No matter what your specific reason for selling your property, there are basic steps that need to be followed to ensure you can sell it quickly, and for the correct price.

The biggest challenged individuals face when they need to sell their property fast is the sense of desperation they feel. Sometimes, a potential buyer can recognize this, so it is important to maintain a poker face when talking to them directly.

Talking to a real estate agent is the easiest way to understand the starting point for selling the home. They will be able to offer your variety of options that can help you sell your home quickly. They will have the skills, tools, and availability to potential buyers.

Another consideration for using a realtor to sell the home quickly is that they can help you find comparables in the neighborhood, or previous homes that sold for specific price. These comparables will have the same features and amenities as your home, so that you can price the real estate properly.

Staging is another key component to selling your home fast. This means removing any clutter out of the garage, the basement, the attic, or filled rooms. Cleaning out the closets is also a good idea.

Staging also requires rearranging the existing furniture, or changing it out with rented furniture to make the home look more aesthetically appealing. The home should be beautiful and neutral, so that any potential buyer can visualize their own furniture in the home, or enjoy looking at the furniture that already is there.

Clean the entire home inside and out. This means keep the landscaping fully groomed, by removing debris around plants and shrubs and keeping the lawn trimmed at all times. In addition, make sure that the kitchen and bathrooms are sparkly clean. This includes scrubbing the grout, and keeping the countertops looking good. If the shower curtain is in need of replacement, do it, to ensure that there is no negative aspect when potential buyers walk through the property.

Have the carpets and flooring professionally cleaned. Once the entire house is clean, the landscaping is manicured, and the clutter has been removed, the realtor can hold an open house. An open house can offer you the ability to have a lot of potential buyers arrive at the same time. This ensures a quicker sale.